Thursday, July 26, 2012

25. Bux-pro
  • click here and go to "register" link
  • fill up registration form
  • if email verification required then go to email inbox and verify your email otherwise click on login link (don't enter secondary password)
  • read all message if show otherwise click Ads link
  • click on advertisement (pehle zyada earning wali phir us se kam)
  • when timer complete enter number for verify or click same picture (jo pocha jaye) and when balance credit close it and view another ad


12. Ranabux
  • click here and go to "register" link
  • fill up registration form (buxmail me kuch enter nhi kar na)
  • if email verification required then go to email inbox and verify your email otherwise click on login link (don't enter secondary password)
  • read all message if show otherwise click Ads link
  • click on advertisement (pehle zyada earning wali phir us se kam)
  • when timer complete enter number for verify or click same picture (jo pocha jaye) and when balance credit close it and view another ad

Sunday, July 22, 2012

all about payoneer

FAQ

Who is Payoneer?
Payoneer is an online payment solution offering organizations a global, friendly way to send funds to remote or dispersed populations, using prepaid MasterCard® debit cards. We work closely with Choice bank limited or First Covenant Bank, which issues our cards and processes the transactions. An industry leader, Payoneer cards are currently used by more than half a million individuals in over 150 countries. When we're working, you will find us at our New York headquarters or at our development center in Israel. When we play, you will find us all over the world.

How does the Payoneer Prepaid MasterCard card work?
The Payoneer Prepaid MasterCard® works just like any other Prepaid MasterCard card. The card is accepted at all locations worldwide, where Debit MasterCard is accepted. You can use it at a point of sale location to make purchases and at an ATM* to withdraw cash.

Who can get a prepaid MasterCard card? 
No matter where you are in the world, if you are over the age of 18 you can order the Payoneer Prepaid MasterCard® card through one of our partners, if you expect to receive earnings from this partner. We'll deliver your card to you wherever you live. You can also use the card to receive earnings from other Payoneer partners. You don't need a bank account to apply.

If I receive a prepaid MasterCard® card, what are my costs and obligations?  
Depending on the paying organization or your payment program, you may be obligated to pay certain service, maintenance or transaction fees. We have to make a living, too, but we try to keep these fees low, and always show you how to eliminate or minimize them if at all possible. Once the money on the card is depleted, and your card has a zero balance, the card will be automatically deactivated and you will have no further obligations. You may, of course, reactivate your card, by loading funds onto it. Costs are listed and explained when you sign into My Account.

What happens to my card if I don't use it?  
If the card value is depleted, and your card has a zero balance, the card will automatically be deactivated. You will not be charged maintenance fees while the card balance is zero. If the card is reactivated and loaded with funds, then any applicable fees will resume at their regular rates.

How do I get the most value from my funds?  
Buy products and services with your Payoneer card instead of cash. When you withdraw cash you may be subject to fees set by the ATM* networks and by the bank you are withdrawing from. When you make purchases with the card, the merchant pays all fees (except for fees on foreign transactions). Strongly consider making use of the "cash-back"� option when shopping at retailers if prompted by the clerk - this, too, is free.

How can I minimize ATM*-related fees and Cash Withdrawal fees? 
  1. Select your ATM carefully. You may be subject to fees set by the ATM networks and the bank you are withdrawing from. These fees vary from bank to bank. Find an ATM with the most favorable terms and use it as often as possible.
  2. Consolidate your ATM usage by withdrawing the maximum allowed by your Payoneer card and the ATM. For example, a $3.00 fee on a $100 withdrawal costs 3% of your hard-earned cash. A $250 withdrawal would only cost you 1.2%
  3. Do not try to withdraw more than your card account balance from an ATM. You will be charged a fee for the failed transaction. Make sure to calculate the total fees prior to withdrawing the funds.
  4. As an alternative to an ATM, consider making use of the "cash-back"� option when shopping at retailers if it is possible to do so "“ this is generally free.
Why haven't I received my card yet?  
The Payoneer card is a customized solution designed to meet your needs as well as the needs of the paying organization. We are required to authenticate each user, and then we must manufacture and ship the card. It can take up to 12 business days for you to receive your card if you live within the U.S., or up to 35 business days if you live outside of the U.S, but in most cases delivery will be faster. If you haven't received your card within these time frames, immediately Customer Support.

How can I transfer funds from my card to another Payoneer card?  
  • Click on the "My Account" button on the Payoneer homepage.
  • Enter the username and password you chose when your card was ordered
  • Select the "Transfer to another card"� option from the "Tools"� menu.
  • Enter security details.
  • Select a card to load - you can locate the recipient by the email address or by the card number you wish to load.
  • Enter the amount to transfer.
  • Enter a description for the transfer.
  • A confirmation email will be sent to you.
The funds will be available to the receiver within 2 hours.
Please note the limits for the service:
  • Daily limit: $1000
  • Monthly limit: $5000
  • Maximum number of transfers per month: 5
How does my card work at an ATM*?   
Your card can be used at any ATM that displays the MasterCard® acceptance mark.
Withdrawal limits at ATMs may vary. For most cards the daily withdrawal limit is US$2500.00, but the ATM you choose may have lower daily withdrawal limits.
Caution: Do not feed the ATM! Do not try to withdraw funds until your card has been activated and funds have been loaded. Otherwise, there is a distinct possibility that the ATM will eat your card.

How do I find an ATM*?   
Click on the MasterCard® link below to find a domestic or international ATM near you: http://www.mastercard.com/us/personal/en/cardholderservices/atmlocations/index.html

The ATM* asks from which account I wish to withdraw money?   
Please select "Current" or "Checking".

Can I use the card on the internet?  
The Payoneer Prepaid MasterCard® card may be used for online transactions wherever debit MasterCard is an accepted form of payment.
Important: Avoid using the card to register online for free trials. After the trial period, companies may start charging your card and you will be responsible for the charges.

What is a pre-authorization hold?  
A merchant may place a pre-authorization hold on a certain amount of money on your card to verify that you have sufficient funds to pay for the transaction. If your final charge is less than the pre-authorized amount, then the remaining funds will be released once the transaction is completed. For example: A restaurant may pre-authorize a set amount when you open a tab, and will release remaining funds once you settle the tab; a car rental company or hotel may hold an amount equal to one day's rental or stay "“ and may hold the remaining funds for additional time after the bill is settled.
Gas Station Tip: In the U.S., gas stations may place pre-authorization holds for $75 or even higher amounts when you pay at the pump. You may be able to avoid an excess hold if you pay for the gas inside the station, and specify the exact amount you intend to purchase. In this case, only the actual purchase amount will be deducted from your card balance.

How do I activate my card? 

  • Phone - call 1-888-802-4442 (within the US) or 1-847-461-1828, Ex-3 (International).
  • Online - go to www.payoneer.com
  • Click on the "Activate your card" button on the Payoneer homepage.
  • Enter the username and password you chose when you registered for the card
  • Click on "Activate Card."�
  • Create your new PIN (must be 4 digits) and click "submit."�
  • You will receive a message from Payoneer, immediately indicating the result of the change.
  • Your card is active upon successfully completing the PIN change.
  • Please note that the Payoneer card is a debit card, and can only be used if there are funds on it. Your card will only be enabled once funds are loaded to it. 
What are loading and spending limits on the card?
The Payoneer Payroll Card is available only through approved corporate partners. Loading limits and spending limits depend on the issuing bank of your card and on the program with which it was issued. More information is available when you sign into "My Account".
Note: Banks may impose additional withdrawal limits on their ATMs*. You may, however, withdraw funds from several banks until you have reached your limit. Fees may apply. Please refer to your cardholder agreement for more information.

Can I load private funds onto my own card?   
Yes. There are two methods that allow you to load funds onto your own card. Please note, however, that the method(s) you may use will be governed by where you live, the type of card you have, your paying organization's program rules and Payoneer's policy.
By Credit Card: You may load funds directly from your Visa or MasterCard. Pre-authentication may be required. Loading fees apply. To load your card:
  • Click on My Account.
  • Enter the Username and Password you chose when your card was ordered.
  • Select the "Load Money"� option from the "Tools"� menu.
  • Enter either your e-mail address or your card number by choosing the appropriate tab and click "Continue"�.
  • Select the "Credit Card"� tab.
  • Enter all requested credit card information and how you would like your loading fees deducted, then click "continue"�.
  • Confirm your transaction by clicking "Save Changes"�
  • Payoneer will display a confirmation message and send an e-mail when you have confirmed your transaction. Your funds should be loaded within 2 business days upon approval.
By Direct Deposit (ACH): You may load funds directly from your checking account. Pre-authentication may be required. Funds may be loaded from U.S. bank accounts only and loading fees apply. To load your card:
  • Click on My Account.
  • Enter the Username and Password you chose when your card was ordered.
  • Select the "Load Money"� option from the "Tools"� menu.
  • Enter either your e-mail address or your card number by choosing the appropriate tab and click "Continue"�.
  • Select the "Direct Deposit"� tab.
  • Enter all requested banking information and how you would like your loading fees deducted, then click "continue"�.
  • Confirm your transaction by clicking "Save Changes"�
  • Payoneer will display a confirmation message and send an e-mail when you have confirmed your transaction. Your funds should be loaded within 5 to 7 business days upon approval.
* Fees may apply. Refer to your cardholder agreement for more information.



What is the Payoneer Local Bank Transfer service?
The Payoneer Local Bank Transfer service allows you to receive local currency payments from participating partner programs directly to your bank account in over 210 countries.

How does the Payoneer Local Bank Transfers Service work?
Once you have completed the one-time registration process, all payments received are automatically sent to your bank account on file.

If I apply for the service, what are my costs and obligations?
There are no monthly/annual fees or obligations for the Local Bank Transfer Service. There is a fixed fee per payment starting as low as $5.95, which may vary depending on your country and program. Detailed pricing will be provided during the one-time registration process.

Can I select the currency for my payment transfers?
Yes, the Local Bank Transfer service supports over 40 currencies. You will be able to choose your currency during the one-time registration process. For a list of available countries and currencies, click here.

Are there any certain limits for transferring and receiving money?
There is no limit to the amount you can receive using the Local Bank Transfer service. Funds will be transferred to your bank account once the total pending to be paid out reaches a minimum of $50.


Payoneer's fees (guru.com)

(Payoneer)

* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3% may be assessed above all charges assessed by MasterCard for the transaction.
The Payoneer Prepaid MasterCard is issued by Choice Bank Limited pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.